Kinwan Advisory Ltd (FSP1004385) provides mortgage advice services. We are authorised under the Financial Advice Provider licence held by Link Financial Group 2022 Ltd (FSP1004590), issued by the Financial Markets Authority (FMA).
Our Story

Founded by Andrew Chain, a Chartered Accountant, our firm was built to make the mortgage journey clear, strategic, and rewarding.
We look beyond the basic transaction to do more than just find your finance.
By combining rigorous financial expertise with a personal touch, we provide the deep insights needed to help you minimize taxes, protect your wealth, and unlock long-term financial success.
Our team proudly supports a wide range of clients, from first-time homebuyers to seasoned investors and business owners navigating complex refinancing. We treat your financial journey as our own, cutting through the banking jargon to structure the right property loans for your unique goals. Together, we will help you secure your property dreams with absolute confidence.
Our Services
We provide advice about:
- Determining how much you can afford to borrow (within lenders affordability guidelines).
- Selecting an appropriate lender and mortgage structure.
- How to structure your repayments to pay off your mortgage sooner.
- Structuring and refixing your current lending.
We provide advice in relation to the following lending products:
- Mortgages
- Personal loans
- Business loans
- Fixed rate rollovers
- Debt consolidation
- Top-ups
Providers






We also work with a wide range of other lenders, including AIA, ASAP, Avanti Finance, Basecorp Finance, Bizcap, CFML Loans, Finbase, First Mortgage Trust, Funding Partners, Liberty Finance, Funding Partners, Prospa, Vincent Capital, and other specialist lenders, giving our clients access to a broader range of lending options.
Get in Touch
Have a question or would like to discuss your lending needs? Please complete the online contact form and tell us how we can help.
